Posts Tagged ‘Credit Check’

Young woman stresses over her monthly bills as she clutches credit cards in her right hand.

Which Bills You Should (and Shouldn’t) Put on Credit

in Saving Money on by

Using credit cards can be a controversial topic depending on who you ask, but there’s no denying their ability to provide both convenience and opportunities for financial rewards. read more

Close-up of an apartment application.

10 Things to Expect When Applying for an Apartment

You’ve finally found the perfect apartment. Great location, the ideal number of rooms, affordable rent, and you can already picture where everything is going to go. Now what? read more

Graphic illustrating a potential tenant and their lease guarantor speaking with a property manager.

Rent Guarantor/Co-Signer: What It Is and Why You Need One

in Legal Issues on by

If you’ve been trying to rent an apartment and keep getting told you need a lease guarantor or co-signer, you may be confused as to what the landlord wants and why. Luckily, it’s not so complicated to understand, although it might be difficult to find someone who’s willing to fill the position. read more

Credit gauge indicates an excellent credit score.

Hard Vs. Soft Credit Checks: What’s the Difference?

in Legal Issues on by

If you’re planning on moving into a new apartment or renting for the first time, you’ve probably thought more than once about how a credit check by a prospective landlord would affect your chances of locking down the place you want. read more

Paper, pen, and calculator tallying up all the hidden costs of renting.

The Hidden Costs of Renting

in Renter News, Saving Money on by

Whether you can’t afford to put a down payment on a house or you simply don’t know how long you’ll be living in your current area, renting often makes more sense financially than owning a property. On top of that, there are a ton of perks that are unique to renting. For one thing, you’ll […] read more

A credit report showing a bad credit score.

7 Easy Ways to Improve Your Credit Score

in Help Me Now! on by

Most people experience a bad credit score at some point in their lives. Maybe it wasn’t your fault. Maybe medical bills wiped you out or the recession took a significant chunk of your money. On the other hand, maybe it was your fault. Maybe you were just young and careless with your spending. Regardless of […] read more

Close-up of a hand filling out a criminal background check request.

What Does a Tenant Background Check Cover?

in Legal Issues, Moving on by

Tenant background checks make up a perfectly normal part of the rental process. Whether you’re signing a long-term lease or just a month-to-month agreement, most landlords will want to know if you’re trustworthy, financially stable, and free of a criminal past before agreeing to take you in. read more

Co-Signer

Everything You Need to Know About Apartment Co-Signers

in Legal Issues on by

A lot of landlords conduct extensive research to ensure an applicant will make an excellent tenant: someone who will be clean, quiet, respectful, and pay their rent on time. They do this by going through a process that includes checking references, credit, and sometimes even asking for proof of employment. If something comes up that […] read more

College Apartment Credit Check: Do I Need a Cosigner?

in Help Me Now! on by

When it’s time for new students to look for a college apartment, some of the routine questions involved in the housing hunt may need a different approach. One of these is the idea of having a cosigner to back up the tenant’s financial and credit history. If you’re a single worker looking for an apartment […] read more