Posts Tagged ‘Loans’

A credit report showing a bad credit score.

7 Easy Ways to Improve Your Credit Score

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Most people experience a bad credit score at some point in their lives. Maybe it wasn’t your fault. Maybe medical bills wiped you out or the recession took a significant chunk of your money. On the other hand, maybe it was your fault. Maybe you were just young and careless with your spending. Regardless of […] read more

Needing a Loan to Make Rent

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The economy still isn’t in the best shape, and this has made it very difficult for some to make their monthly rent payment. No matter what the circumstances are, it’s a problem if you just don’t have the money to pay rent. Not paying it can mean late fees that get you even deeper into […] read more

Should You Get a Tax Refund Loan to Pay Your Rent?

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It sounds like it's too good to be true. Tax preparers will do your taxes, file them and you will get your tax refund money today. The rent is due, the credit card is carrying a balance too high and the old computer now takes over 10 minutes to boot up. The government has been holding it all year and refund time is like a holiday. April 15th should be a federal holiday and a day off work. Do they really want to stimulate the economy? Above all, that refund money is yours, you deserve it and you shouldn't have to wait another day, right? read more

Getting a Loan to Pay Rent

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You’re short on cash and need to pay rent within the next few days or incur late fees that you really can’t afford. If you’re strapped for cash, you might consider exploring some online loan options. Online lenders are somewhat sketchy and may charge rather exorbitant interest rates or fees, so be aware of this when using such services. Obtaining a loan through your bank or paying with a credit card may be better options. If you don’t qualify for a loan or a credit card, you may have to resort to these online services. Before borrowing money, however, make sure you completely understand the agreement you’re entering into. When you’re already short on cash, you don’t want to get stuck having to pay back more money than you borrowed. If you know you have money coming, though, an online loan may be an acceptable option. read more

Going Condo? Buying with an Apartment Loan

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When it comes to renting an apartment, it’s not quite as simple as whipping out the family American Express card. Apartments require cold hard cash, either through a check or money order. And since the initial amount due can be quite high, it’s best to start saving up early when you’re thinking about moving. Typical move in costs include first month’s rent, an application fee, and a security deposit. And if you’ve enlisted the help of a broker, you’ll have to pay them off as well. Apartment loans come into play if you’re actually investing in an apartment complex by purchasing one or many units. These could be for people wanting to become property managers, or individuals looking for an investment they can live in! read more