Posts Tagged ‘Budgeting’

Clipping Coupons: A Smart Way to Save

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Clipping coupons is a great way to save money, and everyone can benefit from a deal. Use this article as a guide to learn how to save money by utilizing coupons and other available discounts. Get a Shopper’s Card Almost every store now has shopper’s cards or rewards cards, especially supermarkets. Shopper’s cards are like […] read more

Envelope Budgeting Explained

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Envelope budgeting does not mean saving money on envelopes. Envelope budgeting is a simple, easy way to budget your personal finances, and save money. Follow these steps to put your envelope budgeting system in place. 1 – Actual Income, Actual Expenses Pull out your pay stubs, and any other regular income contributor, such as dividends […] read more

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How to Save Money Doing Laundry

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When you move into an apartment, chances are doing laundry doesn’t top your list of expenses. Compared to rent and utilities, laundry is a small expense-but one that can add up if you don’t keep track of how much you’re spending. With a little planning, you can save money and time doing laundry. Here are […] read more

A Comprehensive Guide for the First-Time Renter

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There are many things you need to consider if you’re about to become a first time renter. This guide will help you prioritize and think through the main aspects of starting your rental experience. Once you make decisions on these, you’ll be off to a great start. Create a Budget You need to budget to […] read more

6 Money Saving Strategies: Internet

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Living in an apartment, you want to be saving money so that you can meet your rent payment and other monthly bills. When it comes to deciding between something like groceries and Internet access, you’ll probably admit that the Internet access is something that can go. At the same time, you probably use the Internet […] read more

7 Money Saving Strategies: Groceries

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Saving money is a must for the young adult living in an apartment–and frankly, it’s a welcome idea to just about anyone. Groceries are a necessary expense, but nonetheless, they eat up a lot of your income. Here are a few tips to help you save money on groceries–and maybe put that money toward your […] read more

Decorating Small Bedrooms with a Limited Budget

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Decorating small bedrooms can be challenging. Your bedroom deserves the most attention because it’s your place to unwind, think and escape. If you have limited space and funds, here are a few affordable ways to creatively decorate and maximize your area on a budget without compromising your design sensibility: Create a Dynamic Centerpiece Creating a […] read more

Settle Up: Tools for Managing Roommate Finances

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Taking on a roommate can be a fast way to reduce your expenses: suddenly, you are only responsible for half the rent and utilities. But you still have to collect your roommate’s share and make sure that it makes its way to the landlord or utility company. If you split other expenses with your roommate, […] read more

Best Ways to Save Money in the Summer

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Maybe you’ve been dreading the summer for months—the high electricity bills due to constant air-conditioning, the expensive road trips in gas-guzzling cars to visit relatives or swim at the beach, the need to buy a new wardrobe that doesn’t suffocate you when the temperature rises above 75 degrees. Fear not: this will be your least expensive summer ever, thanks to the following money-saving tips. read more