Posts Tagged ‘Budgeting’

So, you’re living on a shoestring budget? We can relate! Oh, and you’re in a tiny one-bedroom apartment with limited space? read more

The first step to saving money is to create a budget and stick to it. This isn’t new advice; it’s proven to work, but many people don’t create one. Many people take the time to create a budget, but then forget it and resume their spending habits. Why is sticking to a budget so hard […] read more

Living by yourself can be more expensive due to unexpected, hidden costs. Whether it’s spending money on ways to deal with loneliness and boredom, or spending more money for renting an apartment, the costs of living alone can skyrocket if you’re not careful. Here are 4 expenses you should work hard to keep under control: 1. […] read more

Limiting household expenses frees money in your budget to put toward the rent or other expenses-or just to put away for another day. Trimming the excess out of your current expenditures is easier than you may think. 1 – Cut Out the Cable Many people figure that cable is a basic in any apartment, especially […] read more

Anyone who needs to move their family across town or across the country may be looking for the best movers for their specific situation. For any distance, households often have a specific amount of money saved up to finance the move. In some cases, families have to move on a shoestring budget, and simply can’t […] read more

Many people will tell you that you should never spend more than 35 percent of your income on rent. However, depending on your own financial situation, that income ratio may not always be correct. Jerrold Mundis, a financial therapist and the author of the bestselling book “How to Get Out of Debt, Stay Out of […] read more

Utilities are a key component of your household budget. To keep your finances under control, it’s important to set aside money for recurrent expenses, like utilities. Understanding Utilities Costs Depending on location, and the terms of your lease, you may be responsible for different utilities. These may include: water electricity gas cable Internet For all […] read more

A well thought-out plan is essential for keeping your household budget under control. Your primary goals should be to reduce spending and save money. Step 1: Planning Your Budget Begin by collecting as many recurrent financial documents as you can. These should include: rent receipts utility bills phone bills Internet access bills Have copies of […] read more

Knowing how to save money and live on a budget it critical in today’s economy. Family budget planning is a step in the right direction towards more frugal living. Here are some strategies to help you plan your budget and save money. 1. Write Down Your Expenses All to often we are unaware of what […] read more