Posts Tagged ‘Budgeting’

Easy Personal Budget Planning for the College Student

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You can better prepare for life during and after college if you learn all you can about personal budget planning. Creating a budget and sticking to it will help you save money, pay your debts and have the money you need to live. Here are just a few budget principles to try: Use a Financial […] read more

How Much Should I Pay for Rent?

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When searching for your next apartment, the first question you’ll likely ask yourself is “how much should I pay for rent?” The amount you should pay is largely dictated by your monthly income, but factoring in what amenities and features you need to live comfortably should also be taken into account. Figure out how much you […] read more

5 Tips for Living within Your Means

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There are many benefits to living within your means. The primary one is that you avoid debt and the headaches that are associated with owing money to a company or someone else. Following these 5 tips will help you save money so that you can live within your means: 1. Don’t Eat Out as Much […] read more

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Why You Should Ask for a Rent Receipt

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Receiving a rent receipt should be a normal part of your interaction with your landlord. Among other things, it protects your reputation and your credit rating. Rental Agreement Execution A rental agreement is a legal document expressing the terms related to renting your apartment. Once signed, it is executed, according to those terms. One of […] read more

Save Your Cash! 5 Simple Budgeting Strategies

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Now more than ever, you need to save your cash with simple budgeting strategies.  It requires commitment and persistence to make your budget and stick to it. Here are 5 strategies to help you: 1. Use a Budget Worksheet Making a budget is one area where you don’t want to reinvent the wheel. Go online […] read more

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How to Avoid Unexpected Expenses

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You can avoid unexpected expenses. With a little organization, you can learn how to save money to avoid the stress and difficulties unanticipated costs can bring. Set up an Emergency Fund Besides your regular savings, set aside a certain amount from your weekly pay for emergency use. You might think this is impossible, especially if you have […] read more

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Tough Times? Rent Assistance Options to Consider

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If you have a late rent payment, or can’t pay your rent at all, it may be time to consider rent assistance. There are different programs available to U.S. citizens that can provide assistance in these tough economic times. Public Housing Program The Public Housing Program is offered through HUD (Department of Housing and Urban […] read more

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Living Alone or with Roommates? Privacy vs. Cost Savings

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Whether living alone or with roommates, there are always trade-offs. Your living space is central to your quality of life. If you’re on a budget, carefully weigh the options of privacy versus cost savings to select the best living arrangement for you. Budgeting Your budget, and how you spend your money, are key to determining […] read more

How to Create a Simple Budget Spreadsheet

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Creating a budget spreadsheet can help you take control of your finances by making you limit expenses and keep to predetermined spending allowances. When you create a budget and stick to it, you don’t have to worry about overdrafting at the bank and spiraling too deep into debt. The smart apartment resident takes the time […] read more

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