Posts Tagged ‘Budgeting’

Reduce Spending with Personal Budgeting Software

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Getting control of your finances is a challenge. One way to get a jump start on financial health is by using personal budgeting software. Reduce your spending and track your expenses easily with the organization this software brings to your financial life. Getting Started There are a variety of different software programs available that can […] read more

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6 Tips to Lower Your Phone Costs

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One of the ways to reduce your expenses and save more money is to lower your phone costs. Here are 6 tips you can use. Use a Prepaid Cell Phone Using a prepaid cell phone is the best option (in most cases) for cell phone use. A regular cell phone is just too expensive, and […] read more

Easy Personal Budget Planning for the College Student

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You can better prepare for life during and after college if you learn all you can about personal budget planning. Creating a budget and sticking to it will help you save money, pay your debts and have the money you need to live. Here are just a few budget principles to try: Use a Financial […] read more

How Much Should I Pay for Rent?

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When searching for your next apartment, the first question you’ll likely ask yourself is “how much should I pay for rent?” The amount you should pay is largely dictated by your monthly income, but factoring in what amenities and features you need to live comfortably should also be taken into account. Figure out how much you […] read more

5 Tips for Living within Your Means

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There are many benefits to living within your means. The primary one is that you avoid debt and the headaches that are associated with owing money to a company or someone else. Following these 5 tips will help you save money so that you can live within your means: 1. Don’t Eat Out as Much […] read more

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Why You Should Ask for a Rent Receipt

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Receiving a rent receipt should be a normal part of your interaction with your landlord. Among other things, it protects your reputation and your credit rating. Rental Agreement Execution A rental agreement is a legal document expressing the terms related to renting your apartment. Once signed, it is executed, according to those terms. One of […] read more

Save Your Cash! 5 Simple Budgeting Strategies

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Now more than ever, you need to save your cash with simple budgeting strategies.  It requires commitment and persistence to make your budget and stick to it. Here are 5 strategies to help you: 1. Use a Budget Worksheet Making a budget is one area where you don’t want to reinvent the wheel. Go online […] read more

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How to Avoid Unexpected Expenses

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You can avoid unexpected expenses. With a little organization, you can learn how to save money to avoid the stress and difficulties unanticipated costs can bring. Set up an Emergency Fund Besides your regular savings, set aside a certain amount from your weekly pay for emergency use. You might think this is impossible, especially if you have […] read more

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Tough Times? Rent Assistance Options to Consider

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If you have a late rent payment, or can’t pay your rent at all, it may be time to consider rent assistance. There are different programs available to U.S. citizens that can provide assistance in these tough economic times. Public Housing Program The Public Housing Program is offered through HUD (Department of Housing and Urban […] read more

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