Posts Tagged ‘First Time Buyer’

First Apartment

My First Apartment: A List of Things to Buy for Your New Place

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Your first apartment is an exciting milestone. You’re stepping out on your own (whether it’s from your parent’s place or you will finally be living without a roommate), and it’s something that should be celebrated. read more

New to Renting? The Basics: What You Need to Know

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Renters run the gamut from those who have been renting their whole lives and are now in their 60’s, 70’s and beyond to folks who are completely new to renting an apartment. The latter category includes new residents or immigrants (Welcome!), and those who’ve always lived in a (non-rental) house, a condo, a coop or […] read more

Baby Proofing a House vs. Baby Proofing an Apartment

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Baby proofing is an important option for you to consider when you are going to have a baby. Though it might not be of much use in the earlier stages, it won’t be long before your baby starts crawling and then walking. Since it’s not possible for you to have constant watch over your child […] read more

Tips For a Low Income First Time Home Buyer

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For those with relatively low income, homes can be much harder to buy outright. Those who need to secure a low income mortgage agreement can benefit from some time-tested strategies for avoiding high risk of foreclosure. Amass a Large Down Payment Generally, the more money the borrower puts down up front on the house, the […] read more

Downsizing: Selling Your Home and Moving into an Apartment

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Selling your home is not an option you would like, but it is always a card you can play when you are in need. Downsizing is an option some choose particularly after retirement. If you wish to downsize your home in the near future, selling and moving into an apartment may be the best choice. […] read more

Do You Qualify for the Good Neighbor Next Door Program?

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The Good Neighbor Next Door Program is administered through the U.S. Department of Housing and Urban Development. It’s an incentive program that aims to place certain government employees within designated revitalization areas within a city. People who are eligible for the program are able to purchase a home at 50 percent off the list price. […] read more

HUD Good Neighbor Program: How Does It Work?

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The HUD Good Neighbor Next Door Program offers incentives for certain government employees to purchase a home at 50 percent off the list price. Certain qualifications need to be met to participate in the program. Here’s how the program works: Eligibility To be eligible to purchase a home, you must be employed full time in […] read more

Get a Home Loan Estimate Using Your Monthly Rent

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A home loan estimate is essential if you want to determine the type of house you can afford to buy. If you have trouble affording a home and want to improve your chances of buying one, you should try to estimate the size of the loan you can pay off using your monthly rent as […] read more

What Is Debt to Income Ratio?

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Calculating your debt to income ratio can help you understand how much you can reasonably afford when you’re looking for an apartment or are considering an apartment upgrade or downgrade. When applying for an apartment or when taking out a loan, this ratio may also play a part in your eligibility, so take the time […] read more