Posts Tagged ‘Insurance’

Renters insurance is often very affordable, with policies costing between $8 and $15 per month in general. High risk renters insurance costs more, however. The insurance companies face a greater risk of actually paying out claims to you for theft, damage or liability if you’re deemed “high risk”. While that’s what you should expect, the […] read more

There are many types of renters insurance policies on the market to fit the needs of the renting community. Some tenants don’t own much, and a huge policy would be a waste of money. However, other tenants own many things, located in multiple locations. Those tenants are willing to pay more to make sure they’re […] read more

Those who are purchasing renters insurance for the first time they often have some questions about just what this insurance product does for policy holders. Basically, renter’s insurance covers any loss of personal items in the home as a result of different types of accidents or damages to housing space. Renter’s insurance is similar to […] read more

Renters insurance protects you in the event of a disaster, such as fire or hurricane. You might think that the landlord’s homeowner’s or property insurance protects you, but that’s not the case. That protection is for the landlord’s benefit, covering the structure of the house or apartment and liability coverage as it relates to the […] read more

Filling out a renter’s insurance application is straightforward and easy to complete. Some insurance agents do the work for, and ask you the questions over the phone. You receive the completed application in the mail, sign it and return it. Here’s the general information required: Personal Information Any application for renters insurance requires personal information […] read more

Families and households that are signing up for renters insurance don’t always understand how insurance companies value these kinds of policies and how they calculate premiums. Some inside information about how insurers operate can help you make better decisions in buying and negotiating renter’s insurance policies to cover all of the possessions and items in […] read more

Renters insurance is a good product to buy for most renters. It provides liability protection, as well as the coverage you need to replace your belongings if someone robs your apartment, or if there’s a fire. Some policies will also provide you with money for temporary housing if you’re out of your apartment due to […] read more

For households buying renters insurance for the first time, the whole process can be a little bit complicated. Lots of younger apartment dwellers and other renters don’t even know they can benefit from renter’s insurance, or may be confused about how much or what kind of renter’s insurance to buy. There are also the perennial […] read more

Landlords are in business to make a profit and protect their assets, and requiring tenants to have renters insurance helps them achieve that goal. The concern is that if you’re not protected with a policy, they may be financially responsible in part if someone brings legal action against you. It’s not illegal, but it can […] read more