Renter’s Advice and Resources

Renters Insurance

Why Renters Insurance for College Students Is a Smart Move

Staff Writer

 · Apr 12, 2010

Paying for college is overwhelming if you don’t have scholarships to pay for full tuition. Renters insurance is a smart way to hold on to as much money as you can in order to pay for two, four or more years of higher education. Without it, you may have to pay to replace your belongings […]

Your renters insurance policy does not cover your roommate, and their policy does not cover you. Each roommate needs their own policy to protect their personal property, and in cases where guests and other visitors will want to sue for liability. For that reason, it’s important to discuss the topic of renters insurance before signing […]

Staff Writer

 · Apr 9, 2010

Landlords can require that you obtain renter’s insurance for a number of reasons, but, basically, it’s all for the common good as this type of insurance protects you from liability and the loss of your belongings due to theft, vandalism, flood, tornado, earthquake or fire. The following reasons serve to emphasize this point. Reason #1 – […]

Staff Writer

 · Apr 6, 2010

Your landlord is not responsible when other people get hurt in your apartment, which is why renters insurance is so important. You’re legally responsible as a tenant for personal property damage and bodily injuries that guests suffer at your residence. You’ll have to pay for legal fees, plus damages if that person files and wins […]

Staff Writer

 · Apr 5, 2010

HO-4 insurance, commonly referred to simply as renter’s insurance, is an insurance policy that covers tenants from loss of personal property. It does not cover the actual house or apartment that is being rented; that property is covered by the landlord’s insurance policy. It is a comparatively inexpensive policy that provides beneficial coverage and security […]

Staff Writer

 · Apr 2, 2010

There are some things you can do to get the best rate on renters insurance. Each insurance company is different, and you can expect a range in rates as you shop around. However, with a little know-how about what to look for and what your options are, you can lower your renters insurance quote. Compare […]

Staff Writer

 · Apr 1, 2010

Renters insurance provides vital protection and the monthly premiums are often affordable. Most policies cost less than $15 per month. It’s a must-have for most tenants today, and you should budget for it along with rent and utilities. You can pay less in premiums if you take advantage of 4 types of renters insurance discounts: […]

Staff Writer

 · Mar 25, 2010

Renters insurance is often very affordable, with policies costing between $8 and $15 per month in general. High risk renters insurance costs more, however. The insurance companies face a greater risk of actually paying out claims to you for theft, damage or liability if you’re deemed “high risk”. While that’s what you should expect, the […]

Staff Writer

 · Mar 24, 2010

There are many types of renters insurance policies on the market to fit the needs of the renting community. Some tenants don’t own much, and a huge policy would be a waste of money. However, other tenants own many things, located in multiple locations. Those tenants are willing to pay more to make sure they’re […]

Staff Writer

 · Mar 17, 2010

Those who are purchasing renters insurance for the first time they often have some questions about just what this insurance product does for policy holders. Basically, renter’s insurance covers any loss of personal items in the home as a result of different types of accidents or damages to housing space. Renter’s insurance is similar to […]

Staff Writer

 · Mar 16, 2010