Renters Insurance

Aftermath of a Natural Disaster

A Natural Disaster Ruined My Vacation: Am I Entitled to a Refund?

in Legal Issues, Renters Insurance on by

Unfortunately, natural disasters happen. They’re a part of this world and there’s not much anybody can do about them when they hit except stay out of their way. Still, shouldn’t you be entitled to a refund when a natural disaster ruins your vacation? If so, how much? read more

Heavily Damaged Apartment

What Damages Do I Have to Pay For?

No matter where you live or how careful you are, you’re bound to encounter property damage eventually. As a tenant, what damages will you have to pay for? The answer depends on your exact situation, but there are a few things everybody should know about dealing with dinged apartments: Wear and Tear As a tenant, […] read more

Renters Insurance

Renter’s Insurance: Why Should You Consider It?

in Renters Insurance on by

How many of your friends who live in apartments have renter’s insurance? Not many, right? That’s because renter’s insurance—another term for home and content insurance—is little-understood about how much it costs, what renter’s insurance covers, etc. That fact is that renter’s insurance is far from most people’s minds when they draw up a mental checklist of […] read more

Renters: Why You Need a Home Inventory [INFOGRAPHIC]

in Renters Insurance on by

Renters of both apartments and homes have similar concerns regarding safety, security and protecting their stuff. Some disasters can be prevented; others can seem inevitable. Either way, a home inventory can offer all types of renters peace of mind. The infographic below (from The Allstate Blog) illustrates some of the benefits and concerns of the […] read more

What’s New in Renters Insurance?

in Renters Insurance on by

By Anthony Lolli Renters Insurance protects your personal possessions against theft or damage, and provides you with personal liability coverage in the event of an accident. More people are renting now than ever before, and a growing percentage of people say they plan to rent for the foreseeable future, and yet the majority of renters […] read more

Tenants vs. Landlords: Who Pays for What?

in Renters Insurance on by

From a four-story walk up in New York City to a sprawling complex in suburbia, I’ve lived in my fair share of apartments over the years. Now, after years of renting, I’m about to become a landlord; I’m in the process of renovating a basement apartment in my newly purchased house. As I make the […] read more

4 Tips for Choosing a Renters Insurance Policy

in Renters Insurance on by

When choosing a renters insurance policy, you must determine whether the policy covers your belongings and, of course, fits within your budget. Always obtain multiple policy quotes and compare them before signing a contract. The below tips will help you choose a policy. 1. Check for Specialty Coverage Sure, the policy coverage amount will more […] read more

What to Look For when Comparing Homeowners’ Insurance

in Renters Insurance on by

A Homeowners Insurance comparison is an important task that every homeowner should perform before buying an insurance policy. It’s important for you to ensure that your house is covered by the best insurance plan. The following are a few things you should look for when you do an insurance comparison: 1. The Valuation Clauses The valuation […] read more

Bursting Your Bubble: Renters Insurance and Waterbeds

in Renters Insurance on by

Many landlords anticipate major damage when tenants move in with a waterbed, and they often require tenants to buy special renters insurance policies to cover potential damages. You could try to convince your landlord otherwise, but if he’s got his mind set, you’re going to have to buy or add-on coverage that’s specific for waterbeds. […] read more