Posts Tagged ‘Budgeting’

Living by yourself can be more expensive due to unexpected, hidden costs. Whether it’s spending money on ways to deal with loneliness and boredom, or spending more money for renting an apartment, the costs of living alone can skyrocket if you’re not careful. Here are 4 expenses you should work hard to keep under control:

1. Entertainment

When you’re living by yourself, it can be tempting to indulge in excessive entertainment as a means to overcome loneliness. Before you know it, movie tickets,…

Limiting household expenses frees money in your budget to put toward the rent or other expenses-or just to put away for another day. Trimming the excess out of your current expenditures is easier than you may think.

1 - Cut Out the Cable

Many people figure that cable is a basic in any apartment, especially when offered cable in addition to Internet and/or phone lines as a discounted package or bundle. However, many channels legally stream the latest episodes of their most…

Anyone who needs to move their family across town or across the country may be looking for the best movers for their specific situation. For any distance, households often have a specific amount of money saved up to finance the move. In some cases, families have to move on a shoestring budget, and simply can’t afford much. You matter what your situation is, there are some basic guidelines for choosing the best moving companies and moving services will help you…

Many people will tell you that you should never spend more than 35 percent of your income on rent. However, depending on your own financial situation, that income ratio may not always be correct.

Jerrold Mundis, a financial therapist and the author of the bestselling book “How to Get Out of Debt, Stay Out of Debt, and Live Prosperously,” suggests that you need to have a good understanding of your own finances before simply assuming that a general ratio will work…