Low income apartments have special qualifiers for potential residents. Therefore, you can qualify for this type of housing if you make a lower income and meet the eligibility requirements set by the government.
Low income apartments subsidized by the government are available, as stated, to those individuals who qualify. Typically you should make a wage that is at the level of poverty or lower. If your income does fall in this range, HUD (or the Department of Housing and Urban Development) can pay part of the rental proceeds.
Applying Directly to Low Income Communities
Therefore, to apply for low-income subsidized apartments, you must visit the HUD office. However, you can also apply directly to an apartment community which is set up to accept low-income renters. If you find such a community, you only need to fill out the appropriate paperwork and demonstrate proof of income. You can do this by furnishing them with a pay stub from your place of employment. Different apartments in various locales have different income limits. Therefore, make sure you qualify in this regard before visiting a community. Once you’ve gathered information about several apartments, phone each of the communities. By calling them, you can find out the rental rate, nearest move-in date and apartment features. Visit them in person to make sure that you will like the community. Also, check out the apartment itself. If you find everything to your satisfaction, you can make an application.
Applying Directly to HUD
If you choose to visit your local HUD office, you can find a listing of apartments there that accept subsidized rent from low income tenants. You can also visit the HUD website to locate an apartment in your area. To directly apply for a Section 8 housing voucher from HUD, apply only one time as multiple applications will delay the processing of your application. Make sure you have the appropriate income information (such as pay stub) as well as any other information that may be needed, such as tax and bank information, birth certificate and present address.
In addition to basic information, you’ll need to list all the persons who will be residing in the apartment, including their sex, date of birth and relationship to you. You’ll also need to include whether you have governmental preference (such as veteran status). Include names and addresses of your previous landlords and the estimated amount of income you anticipate on receiving in the coming year as well as the source of that income.
Playing the Waiting Game
If it’s determined that you qualify, your name will be submitted on a waiting list unless you can obtain immediate assistance. If you are found to be ineligible, you may request a hearing to review your case.
The above information is a basic overview of how you can apply. Of course, it’s the easiest to visit apartment communities who directly take applications from low-income tenants. If you do choose to make direct application to HUD though, make sure you have all the appropriate information as well as lots of patience.