Comments on: Challenging Myths: Renters Insurance Edition http://ohmyapt.apartmentratings.com/myth-renters-insurance.html Renters guide to solving problems, saving money, and living better. Sat, 7 Nov 2009 21:57:33 +0000 http://wordpress.org/?v=2.6.2 By: Fred Fnord http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-10650 Fred Fnord Sat, 01 Aug 2009 06:53:18 +0000 http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-10650 Wow, last guest, might I guess that you're a landlord? Landlords are required to keep their buildings up to code at all times, not just when they are served written notice of their negligence. Therefore, it's not at all clear who should be suing whom. Of course, it probably doesn't matter, as slumlords of the type described have generally arranged their finances in such a way as to make it impossible for anyone to actually get any money from suing them. Just one of the benefits of being rich in our society: with a little work, you're pretty much immune to any attempt to hold you accountable. -fred Wow, last guest, might I guess that you’re a landlord?

Landlords are required to keep their buildings up to code at all times, not just when they are served written notice of their negligence. Therefore, it’s not at all clear who should be suing whom.

Of course, it probably doesn’t matter, as slumlords of the type described have generally arranged their finances in such a way as to make it impossible for anyone to actually get any money from suing them. Just one of the benefits of being rich in our society: with a little work, you’re pretty much immune to any attempt to hold you accountable.

-fred

]]> By: Guest http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-259 Guest Tue, 26 Aug 2008 05:22:12 +0000 http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-259 You are screwed. You left the apartment a mess, you are behind on rent 2 months. YOu failed to give notice, you failed to notify your landlord IN WRITING about the LOCKS ON THE DOOR - or anything else for that matter. And your using these supposed building code violations as an excuse for your lameness! Get your butt back overthere and bust ass cleaning the place back up "SPOTLESS". Send your landlord written notice of your leaving, for good cause, 3 break ins (I hope you have documentation). Mention the front door lock and any other "CODE" problems and appoligize for not notifying him of these problems. Tell him your broke, you can't pay the back rent and could he please use your security deposit and last months rent and you will do your upmost to put the apartment back into the condition he gave it to you - SO THAT HE CAN RENT IT IMMEDIATELY and not lose any rent! Then maybe he won't bother to sue your ass as he should. You are screwed. You left the apartment a mess, you are behind on rent 2 months. YOu failed to give notice, you failed to notify your landlord IN WRITING about the LOCKS ON THE DOOR - or anything else for that matter.
And your using these supposed building code violations as an excuse for your lameness! Get your butt back overthere and bust ass cleaning the place back up “SPOTLESS”. Send your landlord written notice of your leaving, for good cause, 3 break ins (I hope you have documentation). Mention the front door lock and any other “CODE” problems and appoligize for not notifying him of these problems. Tell him your broke, you can’t pay the back rent and could he please use your security deposit and last months rent and you will do your upmost to put the apartment back into the condition he gave it to you - SO THAT HE CAN RENT IT IMMEDIATELY and not lose any rent! Then maybe he won’t bother to sue your ass as he should.

]]> By: Guest http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-258 Guest Sat, 09 Feb 2008 23:44:09 +0000 http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-258 Do you have renter's insurance? If so, file a claim with the insurance company. If not, you're likely out of luck. Do you have renter’s insurance? If so, file a claim with the insurance company. If not, you’re likely out of luck.

]]> By: Guest http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-257 Guest Fri, 06 Apr 2007 16:34:14 +0000 http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-257 Getting renter's insurance was the best advice I ever got from a previous landlord. For less than $100 for the year, I got 10K of coverage. You never think you are going to need it - but on one night in December 1/3 of the complex burned to the ground. It literally helped me to re-purchase all my possessions. Without it, I would have to start form scratch. Buy renter's insurance, it costs very little for what you get if something really bad happens. Getting renter’s insurance was the best advice I ever got from a previous landlord. For less than $100 for the year, I got 10K of coverage. You never think you are going to need it - but on one night in December 1/3 of the complex burned to the ground. It literally helped me to re-purchase all my possessions. Without it, I would have to start form scratch. Buy renter’s insurance, it costs very little for what you get if something really bad happens.

]]> By: Guest http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-256 Guest Sun, 25 Mar 2007 09:34:10 +0000 http://ohmyapt.apartmentratings.com/myth-renters-insurance.html#comment-256 I was robbed 3 times, my door couldnt even be lockedI had about 10k worth of stuff stolen, the lanlord also never fixed anything and many building codes are not legal I have lived there a year but I wanted to get out inDec but couldnt find a place, so I just moved out after the the 3rd robbery theres a mess there, I am 2 month behind on the rent but that covers last and security, what should I do, my police report.but I could get a copy of it. help me i am in philly pa.I think there should be 2 different police reports. and many building codes are wrongs such as water plumbing and electric. Help it will be 2months in march 31 I was robbed 3 times, my door couldnt even be lockedI had about 10k worth of stuff stolen, the lanlord also never fixed anything and many building codes are not legal I have lived there a year but I wanted to get out inDec but couldnt find a place, so I just moved out after the the 3rd robbery theres a mess there, I am 2 month behind on the rent but that covers last and security, what should I do, my police report.but I could get a copy of it. help me i am in philly pa.I think there should be 2 different police reports. and many building codes are wrongs such as water plumbing and electric. Help it will be 2months in march 31

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