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If you want to build your credit, then use your credit to get something you may really need like getting an auto loan. Even repaying school loans on time will help to build credit.
Buying an apartment full of furniture is WRONG! that is a lot of money to have to repay! at least $3000 if you go to an inexpensive store. then you have to pay monthly bills that you didn't have before the apartment (especially if you were living with parents and this is your first place), you have rent, possible auto loan payment, and you want to add $300-500 a month in credit card payments just for furniture! No NO! Go to salvation army or good will like the above writer stated, or simply get simple furniture from walmart like a chair or two, and a blow up bed, until you can afford to take your time buying the furniture DEBT FREE!
When purchasing with credit cards we tend to forget out budget and think 'it will eventually be paid off' whereas if you pay out of pocket in your own time you know to keep your budget a priority because you 'gotta eat'.