Add new comment

Judgment on my credit report...
I had a roommate whom I lived with for 1 year. I signed over the lease the day our lease would be up to another female she found online. I signed the form at the rental office, handed over my keys and gym gard. I was officially and in writing no longer a tenant at that apartment complex. Well 2 years and 3 months later, i just so happened to check my credit report for this month which I do every month and I saw something suspect. I had a PUBLIC RECORD "JUDGMENT" from the District Court by the apartment complex. Whats funny it didnt say individual account it said "JOINT ACCOUNT" so my name was still on the lease for 2 years. The amount filed for was $777. These chicks moved out in July the month it was filed and didnt pay everything, but thats besides the point. My name was on a lease for an apartment building I signed over 2 YEARS AGO. Im trying to buy a house and Im getting married next year so now I have a negative mark on my credit report. Oh and BTW the apartment company cant find the records as of today so Im still waiting to here from them. This is too stressful and I dont know what to do. I faxed a letter to the headquarters, managment and corporate. IF i dont hear anything by tomorrow at least Im taking it to small claims court. I dont know what else to do. Im the victim of fradulent reporting on my credit report but they dont seem to care. My old roomie had the nerve to say well is it on her report? I dont care i havent lived there and I dont have responsibility as to what they owe. I wish it was an easier way to get this taken off cause Im afraid it wont come off until 2014 as its stated on my report eventhough it doesnt belong to me. how fast can can the credit companies erase something from your report?