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I would check with the

#6946 On Monday, April 02, 2007 Guest (not verified) said,

I would check with the courthouse and see if there is a Judgment against you. If not, write a letter to the credit bureau disputing the existence of a Judgment. They will investigate and remove it from your files if it cannot be verified.
Now, collection items are different, no Judgment is required for placement in credit files.

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