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	<title>Comments on: A New Movement from Renters: AngryRenter.com</title>
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	<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html</link>
	<description>Renters guide to solving problems, saving money, and living better.</description>
	<pubDate>Sat,  7 Nov 2009 20:08:10 +0000</pubDate>
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		<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9236</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Sat, 22 Nov 2008 08:30:32 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9236</guid>
		<description>It's fantastic that you're able to live as you do.
Where I live, I'm basically forced to be soaked with high rent, thus, unable to save up for a house because I live paycheck to paycheck. I'd love to live beneath my means, but there is a cap on salary to qualify for low-rent housing/apartments. And - those homes tend to be in high-crime areas.
So - how do I live beneath? I actually have no life. I go to my job and come home. No recreation. I can only dream about owning a home. But I need to work.
I'm trying to start a new self-supporting career as an artist, but that's a slow undertaking.
In the meantime, I waste my money on rent and watch other people get robbed trying to buy a house.
Where is Utopia?</description>
		<content:encoded><![CDATA[<p>It&#8217;s fantastic that you&#8217;re able to live as you do.<br />
Where I live, I&#8217;m basically forced to be soaked with high rent, thus, unable to save up for a house because I live paycheck to paycheck. I&#8217;d love to live beneath my means, but there is a cap on salary to qualify for low-rent housing/apartments. And - those homes tend to be in high-crime areas.<br />
So - how do I live beneath? I actually have no life. I go to my job and come home. No recreation. I can only dream about owning a home. But I need to work.<br />
I&#8217;m trying to start a new self-supporting career as an artist, but that&#8217;s a slow undertaking.<br />
In the meantime, I waste my money on rent and watch other people get robbed trying to buy a house.<br />
Where is Utopia?</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9235</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Sun, 10 Aug 2008 01:07:33 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9235</guid>
		<description>Check your state laws.  Try a Construction Eviction, which entitles you to move out because of the mold.

Send letters too:
Department of Justice in your state
Real estate Division
City government
CC your landlord

CALL YOUR LOCAL NEWS!!!!!!!</description>
		<content:encoded><![CDATA[<p>Check your state laws.  Try a Construction Eviction, which entitles you to move out because of the mold.</p>
<p>Send letters too:<br />
Department of Justice in your state<br />
Real estate Division<br />
City government<br />
CC your landlord</p>
<p>CALL YOUR LOCAL NEWS!!!!!!!</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9250</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Thu, 24 Jul 2008 20:25:56 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9250</guid>
		<description>There seems to be no accountability from the apartment owners and management. As for the person that has the mold problem in their apartment, you can get out of that lease. It is known as a default by the owner. You have the right to live in conditions that are safe and healthy. You have to let them know about the mold ( also take pictures) in writing. They have to take care of it and if they don't you also give them a second letter saying that you are breaking your lease by reason of default and if you have any medical bills that have occured since you moved in that may be related to the mold, you can also sue. I am using a default by owner.So  to get out of my lease with no penalty and I got that in writing by management. Sometimes sorry from management isn't enough.</description>
		<content:encoded><![CDATA[<p>There seems to be no accountability from the apartment owners and management. As for the person that has the mold problem in their apartment, you can get out of that lease. It is known as a default by the owner. You have the right to live in conditions that are safe and healthy. You have to let them know about the mold ( also take pictures) in writing. They have to take care of it and if they don&#8217;t you also give them a second letter saying that you are breaking your lease by reason of default and if you have any medical bills that have occured since you moved in that may be related to the mold, you can also sue. I am using a default by owner.So  to get out of my lease with no penalty and I got that in writing by management. Sometimes sorry from management isn&#8217;t enough.</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9237</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Thu, 24 Jul 2008 01:31:09 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9237</guid>
		<description>Nope!! Something similar happened to me 7 years ago and the government wasn't helping me out. Why should some get extra special treatment that nobody cared to offer someone like myself way back then??
I'm renting now and in financial recovery and all the sudden a large group of the population realizes at the same time what I learned back then, "things aren't always as they seem" but they won't pay the same consequences as I did because there are more victims of their own carelessness now then there where then? This makes no sense to me at all!!!!!!</description>
		<content:encoded><![CDATA[<p>Nope!! Something similar happened to me 7 years ago and the government wasn&#8217;t helping me out. Why should some get extra special treatment that nobody cared to offer someone like myself way back then??<br />
I&#8217;m renting now and in financial recovery and all the sudden a large group of the population realizes at the same time what I learned back then, &#8220;things aren&#8217;t always as they seem&#8221; but they won&#8217;t pay the same consequences as I did because there are more victims of their own carelessness now then there where then? This makes no sense to me at all!!!!!!</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9239</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 22 Jul 2008 20:44:41 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9239</guid>
		<description>I'm curious how do you feel about the government bailout (tax payer subsidized) of investment house (not a bank) of Bear Sterns? The bailouts will only occur if it can be engineered to benefit the wealthy stock owners (who made big contributions to the present administration) of the real estate backed securities that are now being revealed as worthless as the day they were sold (they are tax dodges to start with) This situation is like peeling an onion and counts on reactions like yours to form public opion- of people who really haven't clue but will scream the loudest- oddly enough not the stock owners (because they'll take a write off along with the banks)</description>
		<content:encoded><![CDATA[<p>I&#8217;m curious how do you feel about the government bailout (tax payer subsidized) of investment house (not a bank) of Bear Sterns? The bailouts will only occur if it can be engineered to benefit the wealthy stock owners (who made big contributions to the present administration) of the real estate backed securities that are now being revealed as worthless as the day they were sold (they are tax dodges to start with) This situation is like peeling an onion and counts on reactions like yours to form public opion- of people who really haven&#8217;t clue but will scream the loudest- oddly enough not the stock owners (because they&#8217;ll take a write off along with the banks)</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9248</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Sun, 20 Jul 2008 09:32:56 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9248</guid>
		<description>It is against federal law to live in an apartment with mold. Therefore regardless of your state law says you are not obligated to live under those conditions. Your primary obligation is to make sure you take pictures and have properly notified your complex meaning in writing with the a company representatives signature. Even a return receipt certified letter will work. You can google this it is under the landlord tenant law. You may also contact legal aid or get a regular lawyer. You have a serious case and can sue for damages. There are local housing inspectors and so forth. Put it this way, if a homeowner sold his/her property they are required by law to disclose mold and lead based paint. Therefore if you rent they are required to rid your rental of those conditions. Good luck!</description>
		<content:encoded><![CDATA[<p>It is against federal law to live in an apartment with mold. Therefore regardless of your state law says you are not obligated to live under those conditions. Your primary obligation is to make sure you take pictures and have properly notified your complex meaning in writing with the a company representatives signature. Even a return receipt certified letter will work. You can google this it is under the landlord tenant law. You may also contact legal aid or get a regular lawyer. You have a serious case and can sue for damages. There are local housing inspectors and so forth. Put it this way, if a homeowner sold his/her property they are required by law to disclose mold and lead based paint. Therefore if you rent they are required to rid your rental of those conditions. Good luck!</p>
]]></content:encoded>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9238</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Fri, 18 Jul 2008 02:41:33 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9238</guid>
		<description>I don't know where you got the idea that there is a "standard $200 fee" for terminating your lease. That's laughable. Unless rent is about $400 then, I don't see that as a probability. To terminate my lease it will cost approximately $2000. That's Two THOUSAND not Two Hundred. In previous apartments, it has been closer to $1000 but that's because my rent was about half what it is now. A lease is a contract. You can get out of it but there is an early termination fees. W/out the fees you can be held responsible for the remainder of the lease as well as the court costs.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know where you got the idea that there is a &#8220;standard $200 fee&#8221; for terminating your lease. That&#8217;s laughable. Unless rent is about $400 then, I don&#8217;t see that as a probability. To terminate my lease it will cost approximately $2000. That&#8217;s Two THOUSAND not Two Hundred. In previous apartments, it has been closer to $1000 but that&#8217;s because my rent was about half what it is now. A lease is a contract. You can get out of it but there is an early termination fees. W/out the fees you can be held responsible for the remainder of the lease as well as the court costs.</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9245</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:18:30 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9245</guid>
		<description>Don't take the advise of the last person that posted-you will have to pay a lease termination and it is no where near $200- depending on how much your rent it is- it should be 85% of 1 month's rent.
Laws are different depending on what state you are in.
The best thing to do is work with your property manager and let her know you are ill.
Good Luck</description>
		<content:encoded><![CDATA[<p>Don&#8217;t take the advise of the last person that posted-you will have to pay a lease termination and it is no where near $200- depending on how much your rent it is- it should be 85% of 1 month&#8217;s rent.<br />
Laws are different depending on what state you are in.<br />
The best thing to do is work with your property manager and let her know you are ill.<br />
Good Luck</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9241</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Mon, 14 Jul 2008 17:19:43 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9241</guid>
		<description>I am a renter, but my friend owns a low-end condo. He's had it for 18 years. A mortgage broker talked him into refinancing it a couple of years ago, which he did because the broker was his cousin and he trusted him. His cousin told him to refinance with a loan that started out with a good rate, but would balloon into an impossible rate in two years. He said it would be okay, because by then my friend would would be old enough to get a reverse mortgage.

He was totally wrong -- you can't get a reverse mortgage if your current loan is almost as much as your home is worth. So my friend's payment nearly doubled and he simply did not have enough income to pay it. It was not his fault -- he was lied to.

So don't be too quick to condemn folks in foreclosure. This is an older, homebody-type gentleman who was acting in good faith when he took his cousin's advice.</description>
		<content:encoded><![CDATA[<p>I am a renter, but my friend owns a low-end condo. He&#8217;s had it for 18 years. A mortgage broker talked him into refinancing it a couple of years ago, which he did because the broker was his cousin and he trusted him. His cousin told him to refinance with a loan that started out with a good rate, but would balloon into an impossible rate in two years. He said it would be okay, because by then my friend would would be old enough to get a reverse mortgage.</p>
<p>He was totally wrong &#8212; you can&#8217;t get a reverse mortgage if your current loan is almost as much as your home is worth. So my friend&#8217;s payment nearly doubled and he simply did not have enough income to pay it. It was not his fault &#8212; he was lied to.</p>
<p>So don&#8217;t be too quick to condemn folks in foreclosure. This is an older, homebody-type gentleman who was acting in good faith when he took his cousin&#8217;s advice.</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9246</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Fri, 11 Jul 2008 08:10:58 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9246</guid>
		<description>Greetings:
I think you are very smart.  I would never get a sub prime mortgage.  My husband and I live Below our means,as far as rent and ostentatious things..  As a result we can invest, save, pay for medical health preventative tests not covered by insurance, buy high quality pharmaceutical grade supplements, buy more expensive higher quality food, cure any ills by alternative means before they cause problems (also not covered by insurance), as a result of which we are incredably healthy and physically fit despite our ages (over 60)&gt;  As a result of this we can take great vacations  involving great physical activities (horseback riding, trekking, hiking, dogsleddin--all over the world).  This is a much greater life style than living in a house paid for by a sub prime mortgagtes, losing the house, having a nervous break down over it--or staying in the house by working 2-3 jobs and doing nothign but work and stay in your house--saying to yourself "Oh aren;t we great--we live in this house). Besides if you expand your perameters to travel and experience other cultures you can learn what is the best thing about their life style and learn form them and incorporate it into your lifestyle- to great benefit for yourself.

Kind Regards</description>
		<content:encoded><![CDATA[<p>Greetings:<br />
I think you are very smart.  I would never get a sub prime mortgage.  My husband and I live Below our means,as far as rent and ostentatious things..  As a result we can invest, save, pay for medical health preventative tests not covered by insurance, buy high quality pharmaceutical grade supplements, buy more expensive higher quality food, cure any ills by alternative means before they cause problems (also not covered by insurance), as a result of which we are incredably healthy and physically fit despite our ages (over 60)>  As a result of this we can take great vacations  involving great physical activities (horseback riding, trekking, hiking, dogsleddin&#8211;all over the world).  This is a much greater life style than living in a house paid for by a sub prime mortgagtes, losing the house, having a nervous break down over it&#8211;or staying in the house by working 2-3 jobs and doing nothign but work and stay in your house&#8211;saying to yourself &#8220;Oh aren;t we great&#8211;we live in this house). Besides if you expand your perameters to travel and experience other cultures you can learn what is the best thing about their life style and learn form them and incorporate it into your lifestyle- to great benefit for yourself.</p>
<p>Kind Regards</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9247</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Fri, 11 Jul 2008 07:59:53 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9247</guid>
		<description>You can get out of your lease 2 ways. 1st  don't pay it for 2 months. before you stop paying the rent get a down payment and sign a lease on another apartment. Move into the other apartment. After 2 months the old landlord will have evicted you from the 1st apartment. You will lose in court for not showing up. The eviction by court means either you pay the missing month(s) rent OR you get evicted. It does not obligate you to pay the remainder of the lease.
this is not legally allowed, but just a threat that landlords use to scare you. If you are concerned about this get many doctors notes saying the apartment is making you sick and you cannot live there because it is slowily killing you.

The 2nd way you can do this is get a doctor note and hvae a lawyer send a letter to your landlord saying you are terminating your lease early because of health reasons related to your apartment, and yuo are giving them 2 months noticve and paying them the (standard) $200 fee for early terminatiton of a lease. You do not have to pay the rest of the lease.

Ypou seem to be unaware of teh fact that a landlord does not have to LET you out of the ease  YOU decide when and where you will move. What do you think peoplke do if they get transferred by there highly paid job to another state, quit there job?? No they tell the landlord 2 months aheade of time that they are leaving and pay a designated fee, Usually $200.

And then there are all those apartments that are vacant because people just left because they were discussted with the  service, or safety etc.

You actually have much more power then you realize.

Go and get another aprtment now before anyone knows about it, even if it ends up that for one month you pay rent on 2 apartments.  Then JUST LEAVE&gt;

You will feel greatly liberated and empowered.

Sincerely, with kind regards,

Been there</description>
		<content:encoded><![CDATA[<p>You can get out of your lease 2 ways. 1st  don&#8217;t pay it for 2 months. before you stop paying the rent get a down payment and sign a lease on another apartment. Move into the other apartment. After 2 months the old landlord will have evicted you from the 1st apartment. You will lose in court for not showing up. The eviction by court means either you pay the missing month(s) rent OR you get evicted. It does not obligate you to pay the remainder of the lease.<br />
this is not legally allowed, but just a threat that landlords use to scare you. If you are concerned about this get many doctors notes saying the apartment is making you sick and you cannot live there because it is slowily killing you.</p>
<p>The 2nd way you can do this is get a doctor note and hvae a lawyer send a letter to your landlord saying you are terminating your lease early because of health reasons related to your apartment, and yuo are giving them 2 months noticve and paying them the (standard) $200 fee for early terminatiton of a lease. You do not have to pay the rest of the lease.</p>
<p>Ypou seem to be unaware of teh fact that a landlord does not have to LET you out of the ease  YOU decide when and where you will move. What do you think peoplke do if they get transferred by there highly paid job to another state, quit there job?? No they tell the landlord 2 months aheade of time that they are leaving and pay a designated fee, Usually $200.</p>
<p>And then there are all those apartments that are vacant because people just left because they were discussted with the  service, or safety etc.</p>
<p>You actually have much more power then you realize.</p>
<p>Go and get another aprtment now before anyone knows about it, even if it ends up that for one month you pay rent on 2 apartments.  Then JUST LEAVE></p>
<p>You will feel greatly liberated and empowered.</p>
<p>Sincerely, with kind regards,</p>
<p>Been there</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9240</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Wed, 09 Jul 2008 16:15:18 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9240</guid>
		<description>I knew my limits and didn't take the risk of buying a house under shaky conditions.  Don't reward the risk takers with the money I saved (the government) by being smart and conservative.</description>
		<content:encoded><![CDATA[<p>I knew my limits and didn&#8217;t take the risk of buying a house under shaky conditions.  Don&#8217;t reward the risk takers with the money I saved (the government) by being smart and conservative.</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9249</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 08 Jul 2008 17:41:45 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9249</guid>
		<description>My apartment is making me sick. I'm allergic to the mold in it. When I stayed away from the apartment for awhile suddenly I didn't have sinus problems, headaches, and fatigue. I have made the apartment managers aware of the recurring mold on several occasions. They apply bleach and paint over it and tell me do deal with it.

I can't live in an apartment but they won't let me out of the lease. What can I do?</description>
		<content:encoded><![CDATA[<p>My apartment is making me sick. I&#8217;m allergic to the mold in it. When I stayed away from the apartment for awhile suddenly I didn&#8217;t have sinus problems, headaches, and fatigue. I have made the apartment managers aware of the recurring mold on several occasions. They apply bleach and paint over it and tell me do deal with it.</p>
<p>I can&#8217;t live in an apartment but they won&#8217;t let me out of the lease. What can I do?</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9252</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 08 Jul 2008 02:17:31 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9252</guid>
		<description>Rent is going up also. Demand will have little
effect.Landlords will charge what the market
will bear. If they raise rents too high, they
will have trouble renting and rents come down.
If jerks lose their homes because they have
defaulted on multiple home equity loans and credit
cards, too bad. You spent the money on that BMW,
Lexus, Mercedes, hot tub, and foreign travel.
I live like an animal. I have no sympathy for you.
Move to the deep south. Plenty of open space there
dirt cheap. Go work in a chicken factory.</description>
		<content:encoded><![CDATA[<p>Rent is going up also. Demand will have little<br />
effect.Landlords will charge what the market<br />
will bear. If they raise rents too high, they<br />
will have trouble renting and rents come down.<br />
If jerks lose their homes because they have<br />
defaulted on multiple home equity loans and credit<br />
cards, too bad. You spent the money on that BMW,<br />
Lexus, Mercedes, hot tub, and foreign travel.<br />
I live like an animal. I have no sympathy for you.<br />
Move to the deep south. Plenty of open space there<br />
dirt cheap. Go work in a chicken factory.</p>
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	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9258</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 08 Jul 2008 02:12:51 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9258</guid>
		<description>Stop whining. You deserve no mercy or sympathy.
You bought a house and then it"increased in value"
on paper only. It's the same house, but you went and
took several hundred thousand in home equity loans
for equity that wasn't there. You bought that Lexus,
Mercedes, BMW. You went to Europe every year. You
hit the islands in winter. You also ran up your credit card bills. Now you can't pay. Foreclosure is
next. Grim Reaper time pal. Me, I live check to
check. I save my money in retirement accounts.
No house. I live in a stinking apartment. Life's
tough. Your credit is in the toilet and the bank
is coming for your house, foreign cars, and bank
accounts. I should subsidize you when I work, make
six figures and I live like an animal. I don't
think so. Kiss it all good bye. Those equity loans
are secured by the title on your house. I love
to drive around and see FORECLOSURE sale signs on
front lawns. I could care less.</description>
		<content:encoded><![CDATA[<p>Stop whining. You deserve no mercy or sympathy.<br />
You bought a house and then it&#8221;increased in value&#8221;<br />
on paper only. It&#8217;s the same house, but you went and<br />
took several hundred thousand in home equity loans<br />
for equity that wasn&#8217;t there. You bought that Lexus,<br />
Mercedes, BMW. You went to Europe every year. You<br />
hit the islands in winter. You also ran up your credit card bills. Now you can&#8217;t pay. Foreclosure is<br />
next. Grim Reaper time pal. Me, I live check to<br />
check. I save my money in retirement accounts.<br />
No house. I live in a stinking apartment. Life&#8217;s<br />
tough. Your credit is in the toilet and the bank<br />
is coming for your house, foreign cars, and bank<br />
accounts. I should subsidize you when I work, make<br />
six figures and I live like an animal. I don&#8217;t<br />
think so. Kiss it all good bye. Those equity loans<br />
are secured by the title on your house. I love<br />
to drive around and see FORECLOSURE sale signs on<br />
front lawns. I could care less.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9243</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 08 Jul 2008 02:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9243</guid>
		<description>No effin bail out for scumbag defaulted mortgage
holders. You a**heads bought a crummy house for
$250,000. Then the market (not real) valued your
house ON PAPER at say $450,000. so what did you
stupid mofos do? You went and took out home equity
loans for $200,000 in "equity" that really didn't
exist. It was a fiction. You took your fake equity
and bought Mercedes Benzes, BMWs and took fancy
trips to Europe and the Caribbean, all the while
running up your credit cards and spending your
non-existing equity. Your home didn't increase in
value a**hole. You basically took on a $200,000
credit card bill, except it's secured by the title
on your home. Welcome back to apartment living
with the rest of us poor d**ks who didn't buy a
house and scam the banks for home equity loans.
Hope you enjoyed yourselves. The grim reaper is
coming for you. You will be out on the street
with empty pockets. I feed so sorry for you.</description>
		<content:encoded><![CDATA[<p>No effin bail out for scumbag defaulted mortgage<br />
holders. You a**heads bought a crummy house for<br />
$250,000. Then the market (not real) valued your<br />
house ON PAPER at say $450,000. so what did you<br />
stupid mofos do? You went and took out home equity<br />
loans for $200,000 in &#8220;equity&#8221; that really didn&#8217;t<br />
exist. It was a fiction. You took your fake equity<br />
and bought Mercedes Benzes, BMWs and took fancy<br />
trips to Europe and the Caribbean, all the while<br />
running up your credit cards and spending your<br />
non-existing equity. Your home didn&#8217;t increase in<br />
value a**hole. You basically took on a $200,000<br />
credit card bill, except it&#8217;s secured by the title<br />
on your home. Welcome back to apartment living<br />
with the rest of us poor d**ks who didn&#8217;t buy a<br />
house and scam the banks for home equity loans.<br />
Hope you enjoyed yourselves. The grim reaper is<br />
coming for you. You will be out on the street<br />
with empty pockets. I feed so sorry for you.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9242</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Fri, 04 Jul 2008 06:46:18 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9242</guid>
		<description>hey jack a**, if you cant afford a place, then dont f*n get it. Same goes for home owners... Bail out? thats bullshit. no government agency should be aiding in such attrocities! WTF people!!!! Tax payers have to pay for this shit. I for one am responsible enough to know better, and do a little research, why the f*k should I have to help pay for others mistakes? I have enough bills of my own already. Quit being such whiney b*tches, and learn some responsibility.</description>
		<content:encoded><![CDATA[<p>hey jack a**, if you cant afford a place, then dont f*n get it. Same goes for home owners&#8230; Bail out? thats bullshit. no government agency should be aiding in such attrocities! WTF people!!!! Tax payers have to pay for this shit. I for one am responsible enough to know better, and do a little research, why the f*k should I have to help pay for others mistakes? I have enough bills of my own already. Quit being such whiney b*tches, and learn some responsibility.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9251</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Thu, 03 Jul 2008 19:48:00 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9251</guid>
		<description>This article seems to vilify those that had a foreclosure, saying 'homeowners facing foreclosure made a very poor decision.'  That's not always the case.  When we discuss a government bailout of sub prime mortgages is not because the government is concerned with citizen housing, they are concern about the stock market.  For example, Bear Stern was bailed out because if they did not, there could have easily been a run on the market.  So here's my opinion piece, be careful what petitions you are signing, because these folks look like the same type of people advocating stripping children, mothers and the elderly of social programs.</description>
		<content:encoded><![CDATA[<p>This article seems to vilify those that had a foreclosure, saying &#8216;homeowners facing foreclosure made a very poor decision.&#8217;  That&#8217;s not always the case.  When we discuss a government bailout of sub prime mortgages is not because the government is concerned with citizen housing, they are concern about the stock market.  For example, Bear Stern was bailed out because if they did not, there could have easily been a run on the market.  So here&#8217;s my opinion piece, be careful what petitions you are signing, because these folks look like the same type of people advocating stripping children, mothers and the elderly of social programs.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9255</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Thu, 03 Jul 2008 06:59:53 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9255</guid>
		<description>Why are people agreeing to go into debt to the tune of a half million dollars to buy some run down property? Then it  costs tens of thousands of dollars to renovate to make it livable.  That is sheer stupidity.  If they got themselves into that mess, they can get themselves out.  I rent for a reason.  I don't think home ownership is all that great.</description>
		<content:encoded><![CDATA[<p>Why are people agreeing to go into debt to the tune of a half million dollars to buy some run down property? Then it  costs tens of thousands of dollars to renovate to make it livable.  That is sheer stupidity.  If they got themselves into that mess, they can get themselves out.  I rent for a reason.  I don&#8217;t think home ownership is all that great.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9257</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Thu, 03 Jul 2008 05:22:35 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9257</guid>
		<description>Wish I could afford to move from this cramped apartment. Unbearable odor many days, rent keeps going up while building just gets older. Cannot count on my assigned parking place. Can't even have a car or truck towed (at their expense) because I rent and do not own.
I wonder if me and people like me have a complaint???
According to our manager, my complaints are a personal problem. I can always move. Oh, did I mention I can't afford to move?
Wonder how many people have the same problem?</description>
		<content:encoded><![CDATA[<p>Wish I could afford to move from this cramped apartment. Unbearable odor many days, rent keeps going up while building just gets older. Cannot count on my assigned parking place. Can&#8217;t even have a car or truck towed (at their expense) because I rent and do not own.<br />
I wonder if me and people like me have a complaint???<br />
According to our manager, my complaints are a personal problem. I can always move. Oh, did I mention I can&#8217;t afford to move?<br />
Wonder how many people have the same problem?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9244</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Wed, 02 Jul 2008 20:24:31 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9244</guid>
		<description>I would love to bailed out of this awful apartment.</description>
		<content:encoded><![CDATA[<p>I would love to bailed out of this awful apartment.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9256</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Tue, 01 Jul 2008 17:40:12 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9256</guid>
		<description>"Careful whose petition you sign. Who benefits if all these homeowners lose their homes and become renters??"

Easy, we do.  It puts houses on the market at an affordable rate for those who are looking to buy a house *and* financially responsible.  By keeping those who are NOT financially responsible in houses of their own using my tax dollars, it makes housing more scarce, driving the price up, forcing us to keep renting.</description>
		<content:encoded><![CDATA[<p>&#8220;Careful whose petition you sign. Who benefits if all these homeowners lose their homes and become renters??&#8221;</p>
<p>Easy, we do.  It puts houses on the market at an affordable rate for those who are looking to buy a house *and* financially responsible.  By keeping those who are NOT financially responsible in houses of their own using my tax dollars, it makes housing more scarce, driving the price up, forcing us to keep renting.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9253</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Mon, 30 Jun 2008 19:16:38 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9253</guid>
		<description>Agreed. If the rental market feels a significant surge in demand...then guess what, your rent goes up!</description>
		<content:encoded><![CDATA[<p>Agreed. If the rental market feels a significant surge in demand&#8230;then guess what, your rent goes up!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Guest</title>
		<link>http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9254</link>
		<dc:creator>Guest</dc:creator>
		<pubDate>Sat, 28 Jun 2008 02:07:03 +0000</pubDate>
		<guid isPermaLink="false">http://ohmyapt.apartmentratings.com/angry-renter-mortgage-bailout-bill.html#comment-9254</guid>
		<description>Careful whose petition you sign.  Who benefits if all these homeowners lose their homes and become renters??</description>
		<content:encoded><![CDATA[<p>Careful whose petition you sign.  Who benefits if all these homeowners lose their homes and become renters??</p>
]]></content:encoded>
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